Why budgeting is not a problem for UK employees

People who have low financial wellbeing do know how to budget. Research published in The Employer’s Guide to Financial Wellbeing 2019-20 shows that only 5% of people with low financial wellbeing don’t know how to budget and less than 5% don’t think about budgeting. 

So if budgeting is not a problem, then what is? Find out here.