Ellipse is the digital group risk insurer providing group life, critical illness and sick pay insurance for employers with two employees or more.

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Since its launch in 2009, Ellipse has established itself as a mainstream provider of group life and disability cover in the group risk market. As part of the Munich Re group, Ellipse’s financial strength and security offers a low risk alternative to handling group risk business.

Given Ellipse’s determination to improve processes in order to make quoting for and maintaining group risk policies simpler and faster, advisers and their clients can save time and focus on other aspects of their businesses.

Ellipse for advisers
Ellipse’s systems allow advisers to get quotes, place business and administer policies quickly and easily, meaning less time wasted on mundane admin work and more time spent consulting with their clients.

Ellipse for employers
Employers can easily manage their policy admin data without delays and hassle thanks to Ellipse’s online services. The process is simple and provides employers with a cost effective solution that takes care of their people, while they focus on developing their business.

As part of their mission to be transparent, each quarter Ellipse publishes their key service indicators. As an example, in quarter three of 2016, 99% of claims were paid within five days of receiving all relevant information. Through investing in technology, Ellipse is able to operate quickly while still providing a high level of customer service.

For more information about our key service indicators, click here.


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020 3003 6262


Group life insurance
Group life cover provides money if an employee dies to help their families and dependents.  The benefits can be paid as a lump sum or pension – or both.

Our group life policies are available for groups of two or more. We can provide cover for registered and excepted schemes, as well as single relevant life policies, provided there is associated group life cover in place. Employers also have the option of using our Master Trust or Excepted Life Trust.

As well as financial help, we also offer a bereavement support service for families which is provided by our partners Winston’s Wish, who are the UK’s leading provider of bereavement support services to dependents and their families.

For more information about our group life product, please visit https://www.ellipse.co.uk/our-products/group-life.

Group critical illness
Group critical illness provides a lump sum benefit if a member suffers one of the critical illnesses covered.  We can cover a core list of 10 illnesses or a more comprehensive list which includes an additional 23 illnesses.  Cover for total permanent disability can be added to either option.

Cover is available for up to 5x salary or £500,000 with no medical underwriting for schemes with 5 lives or more.

Our critical illness product also includes support for claimants provided by RED ARC, an independent care advisory service providing a range of health care services to support people through their illness or injury.

For more information about our critical illness product, visit https://www.ellipse.co.uk/our-products/group-critical-illness.

Sick Pay Complete
Sick Pay Complete is a comprehensive solution integrating long-term sick pay insurance with absence management and an employee assistance programme called Support Matters.

Integration with absence management software TeamSeer, allows for automatic early notification to a case manager at Ellipse when a long term absence occurs. Once notified, the case manager will act as a communication hub between the employee and their employer, and will action appropriate healthcare support to help the person return to work as soon as they are fit to do so.

In addition, TeamSeer also helps employers to run their business more effectively, allowing them to record and manage sickness and holiday management.

It is designed for SMEs and is suitable for all companies with up to 300 employees. For more information about our Sick Pay Complete product, visit https://www.ellipse.co.uk/our-products/sickpaycomplete.

Flex and voluntary
We can provide flex and voluntary variants of our Group Life and Group Critical illness products for all scheme sizes. Our options include standard flex, voluntary flex and pure voluntary.
For more information about the options and requirements, visit https://www.ellipse.co.uk/our-products/flexible_and_voluntary.


Lee Lovett – Chief Executive
Ed Bryan – Head of Distribution
Chris Morgan – Distributor Partnerships Manager